Stripe vs PayPal vs Wise – which payment solution for SaaS overseas??

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Building a B2B SaaS and need to accept payments from global customers

Stripe seems like the standard butWise looks cheaper for international??

My customers: mainly US + Europe + Asia

Concerns: currency conversion fees, payout speed, API ease of use

Already got a Stripe account but wondering if Wise better for the international stuff

Any experiences to share?? 💰